If you were injured by a federal, state, or local government employee, there’s a different procedure for filing a claim. The legal term for this pause is called tolling the statute of limitations.

The company utilizes outsourced companies to process some of its claims. The time limit for filing an auto hail damage claim should be stated in your policy. Most drivers in Texas carry the minimum amount of car insurance which is commonly referred to as a 30/60/25 policy. If they cannot or will not comply or take too long, the claim might be denied.

Visit our professional site », Created by FindLaw's team of legal writers and editors Call Us Toll Free: 1-855-430-7753 . The legal term for this filing deadline is a statute of limitations. One of the unique aspects of our law firm is that when you are a client you will be in direct contact with the lawyer handling your case. However, generally, a claim for personal injuries needs to be filed within two years, and property damage claims must be filed within three years. The United Services Automobile Association (USAA) is a Texas-based firm that encompasses a group of companies including an auto insurance company. Remember you must file your personal injury and property claims together in a single lawsuit. In most cases, the time limits are much shorter for government entities. Is there a time limit for filing a collision claim? If that is still insufficient, you may wish to file a lawsuit against: If you are concerned about the statute of limitations, consider working with a lawyer.

There are reasons why your claim may be filed late, such as not knowing the identity of the person who hit you, or you were under the age of 18 when the accident occurred. When you're making a claim against any government agency, consider retaining an attorney from the very beginning. If your policy includes coverage for uninsured/underinsured motorists, you may make a claim with your own insurance company for the difference between your claim amount, up to the amount of coverage you purchased, and the limits of the other driver's coverage. We have received some of the highest reviews and ratings of any Houston personal injury lawyer. Then, when you make a claim, the company may try to limit or reduce your claim because they do not want to pay out a high amount. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Please try again. We strive to keep our clients involved and informed in the handling of their case so they know what to expect and when to expect it.

The sites of two other major insurance companies, Geico and USAA, don’t mention anything about accident claim time limits, however. This can slow down the process and make it more confusing. Whether it's the federal, state, or local government who is at fault in your accident, bear in mind that statutes of limitations are different from those specified by state law. All rights reserved. Even if you feel confident that you can resolve your claim through settlement negotiations, it’s still wise to make sure you have plenty of time to file a lawsuit if negotiations don't work out.

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